
Exceptions to Nevada’s Statute of Limitations
Nevada’s two-year statute of limitations applies to most car accident claims, but there are some exceptions. These situations are rare, but they can extend your legal deadline.
When the Injury Isn’t Immediately Clear: The Discovery Rule
Sometimes, an injury from a car accident doesn’t show up right away. This could include head injuries, back damage, or internal problems that take time to notice. Under the discovery rule, the two-year clock may begin when you first become aware of the injury, not when the accident happened. If you needed time to identify the full impact of your injuries, this rule might apply. It’s important to have medical records that show when the issue was diagnosed and how it relates to the accident.
When a Child Is Injured: Minor’s Exception
If a car accident victim is under 18, Nevada allows extra time to file a lawsuit. Minor’s parents or legal guardians can file a personal injury claim on the child’s behalf. If no claim is filed, the child usually has until age 20 to file their own claim. This means the two-year legal time limit begins on the child’s 18th birthday. These types of claims often involve long-term medical care or emotional effects that develop over time, so having clear documentation helps support the case.
When a Victim Can’t File: Mental Incapacity
Some people injured in a Nevada car accident may not be able to file a claim because of mental incapacity. This can happen after a severe head injury, coma, or another condition that affects memory or decision-making. If someone is declared mentally incapacitated, the statute of limitations may pause until they regain legal capacity. This exception is only allowed under specific conditions, and it often requires medical proof or legal documentation.
Insurance Claims and the Statute of Limitations

Filing an insurance claim after a car accident is usually the first step in the claims process. However, dealing with insurance companies doesn’t halt the legal time limit from expiring. If the insurer delays, denies the claim, or offers a low settlement, you still only have two years to sue. Many people think they have more time when negotiating, but that’s not the case. The court follows the law, not the timeline of your talks with insurance adjusters.
If your claim filed with the insurance company doesn’t result in a fair offer, you’ll need to switch gears quickly. That means preparing your personal injury case and filing it before the statute expires. At Temple Injury Law, we guide clients from the first phone call to settlement negotiations, helping protect your case through every stage.

Jeff Temple
Personal Injury Lawyer
Call Temple Injury Law Before Time Runs Out
The sooner you understand your legal options, the better your chances of a good outcome. If you were injured in a Nevada car accident, don’t wait until the two-year period is almost over. Even if you’re still dealing with medical attention, treatment, or insurance paperwork, the clock is ticking.
Our legal team can help you understand where you stand and what steps you should take next. We work directly with injured clients, parents filing for children, and families dealing with wrongful death cases.
With a free case review, there’s no risk in asking for help. The longer you wait, the harder it becomes to build a case, especially when evidence remains fresh for only a short time. Call us at (702) 487-4999 to see how we can help you recover damages and pursue maximum compensation while there’s still time.