Man giving first aid to injured cyclist lying on the road

Auto accident laws in Nevada govern what happens when drivers find themselves in a collision. Understanding these regulations can be the difference between a smooth recovery and a stressful experience. Temple Injury Law has helped many people after a car crash, guiding them through Nevada car accident laws and the legal system.  

If you’re involved in a car accident in Nevada, these laws guide how you should proceed, whether seeking compensation for injuries or damages to your vehicle or defending against a claim.

Stopping and Rendering Aid

State law requires drivers to offer reasonable assistance to anyone hurt in a crash. If an injured person cannot move or drive his or her vehicle, the driver must call for help. Nevada law also says a driver must remain at the scene until basic information has been shared. This includes driver name, address, registration, and proof of valid insurance. A person who willfully fails to exchange these items may face criminal charges. The law protects those who need it most and ensures that accident victims receive attention immediately after a car crash.

Mandatory Insurance in Nevada

Nevada is an at-fault state, which means the driver who caused the accident often pays through his or her insurance coverage. Drivers in Nevada must carry liability insurance and have proof of it in case of a traffic stop or an accident. Liability insurance generally covers bodily injury coverage and property damage.

According to NRS 485.185, each owner or operator of a vehicle subject to registration in the state must hold auto insurance with specific minimum coverage amounts. This helps ensure that if you suffer a loss from a car accident in Nevada, there is at least some coverage to help with repairs or medical bills.

If a driver violates these rules, the Nevada transportation authority may suspend that person’s driving privilege. This is to protect the public and encourage drivers to keep their auto insurance up to date. In many instances, an insurance company providing coverage will ask for a copy of the accident report to confirm the details of the vehicle involved. They want to see the electronic crash report or a paper version filed by a police officer under state law.

Role of the Police and Crash Reporting

When a police officer arrives at an accident scene, he or she collects facts on each vehicle involved. If there is a crash involving death or severe bodily injury, the officer must file a complete report. The relevant agency will then keep that written or electronic report, and in some cases, an electronic report forwarded pursuant to NRS 484E.070 is shared with the Nevada Highway Patrol or the local department responsible for maintaining crash data.

An officer may cite a driver if that driver appears to be at fault for the collision. Citations can range from failing to yield to reckless driving. However, these citations do not automatically prove fault in a car accident case. They can be used as evidence, but the final decision on liability often rests on multiple factors, such as witness statements, the police report, and other proof.

Filing an Insurance Claim

Nevada’s car insurance claim process can feel overwhelming. Still, many accident victims begin by notifying their own insurance carrier to start an insurance claim. If the other driver caused the crash, the insurance adjuster employed by that driver’s insurance company may contact you. Adjusters often investigate the claim by reviewing the accident report, photos from the crash, and statements from each person involved. They may also speak with the investigating officer.

You have the right to file an auto insurance claim with the at-fault driver’s carrier or your own insurance if the coverage applies. It is wise to stay polite but firm when speaking with an adjuster, as they often try to settle quickly. Those uncertain about settlement offers can consult a personal injury lawyer. Lawyers can help accident victims recover compensation for medical bills, lost wages, and more. If settlement talks fail, a lawsuit may follow.

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Comparative Negligence In Car Accident Cases in Nevada

Nevada uses a comparative negligence rule to assign fault. Under NRS 41.141, you can still recover damages in a car accident claim even if you were partly at fault, as long as your share of fault is not greater than the other party’s. This differs from some places that bar recovery if you hold any fault. In Nevada, your maximum compensation is reduced by your percentage of fault. For example, if you were 20% at fault for a car crash, you could still claim 80% of your damages.

That said, you need to prove fault. In such a trial, the insurance company or a jury looks at evidence to see who contributed to the collision. Witness statements, photos, and official reports often help establish what happened. If you can show that the other party caused your injuries, you could recover damages for lost wages, pain, and suffering. Many accident victims also seek help with current and future medical bills, including necessary follow-up care.

Common Issues After a Car Accident

  • Delays in the Car Insurance Claim Process: Paperwork, investigations, and negotiations can slow things down. Staying organized helps.
  • Insurance Company Tactics: Adjusters may undervalue your case. Be prepared with accurate documents and records.
  • Property Damage Disputes: The worth of your car or repairs might be questioned. Proper photos and estimates support your claim.
  • Bodily Injury Questions: Opposing parties may deny the severity of your injuries. Keeping consistent medical records addresses doubt.
  • Comparative Negligence Arguments: Insurers may claim you contributed more fault. Eyewitnesses and accident reconstruction reports can help.

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Helping Accident Victims Protect Their Rights

Many people in Las Vegas and throughout the state prefer to speak with a personal injury lawyer when dealing with a car accident. This guides if the insurance company offers a settlement that feels too small. A lawyer can protect your interests and outline your options. You can also get a free consultation to see if you have grounds to recover damages. A dedicated attorney will advise you about your rights and the best strategy to hold an at-fault driver accountable.

Your carrier might help pay medical costs or lost wages if insurance coverage applies. Depending on the facts, you could then pursue any shortfall from the other driver’s policy. If the other driver was uninsured or underinsured, you can look at options such as uninsured motorist coverage. Depending on your plan, this is often available through your auto insurance policy.

Safety and Compliance

Drivers across the state need to follow accident laws. This starts with driving safely and extends to what happens after a crash. If a police officer arrives, stay calm and provide your information. Be honest in your statements, and do not sign anything you do not understand. Keep your records in order, and save copies of the police report or any electronic crash report. If there is confusion about the details, ask the investigating officer how you can correct mistakes in the record.

Remember that a failure to comply with the law in a crash involving death or major injury can result in severe legal consequences. The same is true for a crash involving damage to property if you leave the scene without giving assistance or details. These rules protect the general public and promote order on Nevada roads. They also ensure that a person injured in an accident can be identified and helped immediately.

Moving Forward With a Personal Injury Claim

Those who suffer an injury often face months of recovery. Medical visits, therapy, and the daily effects of pain can be difficult. A car accident case can be resolved through a settlement or in court. Document your treatment and keep track of your bills. If an insurance company providing coverage disputes your costs, show them proof of your medical or surgical treatment. You should also keep track of any time missed from work.

Each case varies, so it is important to stay informed. If the insurance process does not offer an amount that covers your losses, you can speak with a lawyer. They can file a lawsuit to seek maximum compensation. The legal team might bring in specialists to prove fault or confirm the severity of injuries. If the dispute goes to such a trial, both sides present evidence before a judge or jury, who then apply the comparative negligence rule to decide how much each party must pay.

Jeff Temple

Jeff Temple

Personal Injury Lawyer